马特（丹泽尔·华盛顿 Denzel Washington 饰）和同为警员的妻子艾利克斯（伊娃·门德斯 Eva Mendes 饰）冷战已久，多年的婚姻濒临崩溃的边缘。这个节骨眼上，马特曾经暗恋过的女孩安（桑娜·莱瑟 Sanaa Lathan 饰）和她瘫痪在床的丈夫克瑞斯（迪恩·凯恩 Dean Cain 饰）搬回了小镇，这让马特的心情久久不能平静。 交谈中，马特意外的得知安患上了癌症，只有一种花费昂贵的治疗才能挽救她的性命，绝望之中，安和马特打起了克瑞斯的巨额保险的主意，后者更是利用职务之便，为安提供了一笔巨款。没想到意外发生了，安和克瑞斯的公寓燃起了大火，两具难以辨认的尸体出现在公众的视线之中，而本该在那里的巨款却不翼而飞。种种迹象表明，马特似乎被卷入了一个阴谋之中。Matt Whitlock, the police chief of the small town of Banyan Key, Florida, is separated from his wife, Alex, a police homicide detective in MIami. Matt's been having an affair with Ann Merai Harrison, a woman who's separated from her abusive husband, Chris, and who says that she has cancer. When her doctor tells her of a new expensive treatment, Matt decides to give her the nearly half a million dollars in an evidence lock up that he seized from a local drug bust. When Ann and her husband turn up dead only days after naming Chief Whitlock as beneficiary on a million dollar Life insurance policy, things start heating up for Whitlock as the evidence his wife Alex is gathering stacks up against him. And as if things couldn't get worse, the D.E.A. now want the drug money a.s.a.p. Anxiety runs high for Whitlock as he scrambles to figure out who has set him up and also recover half a million dollars all while trying not to break a sweat or draw any suspicions. He's a man who is way out of his depth, nearly out of luck, and desperately close to being out of time.
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